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	<title>MoneyDesktop &#187; Upside Down</title>
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		<title>Will imports save America?</title>
		<link>http://blog.moneydesktop.com/export/</link>
		<comments>http://blog.moneydesktop.com/export/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 21:16:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Upside Down]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=248</guid>
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The United States is currently ranked in the bottom ten nations by export value.  While the US imports tend to be high, it can be criticized as exporting poorly &#8211; in this instance tying in rank with Greece.
Most nations report their imports using the cost-insurance-freight (c.i.f.) valuation basis and exports on the free-on-board (f.o.b.) basis.
F.O.B. [...]]]></description>
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		<title>Income Compared to Mortgage</title>
		<link>http://blog.moneydesktop.com/home_ownership/</link>
		<comments>http://blog.moneydesktop.com/home_ownership/#comments</comments>
		<pubDate>Wed, 25 Nov 2009 18:49:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Upside Down]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=187</guid>
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A new infographic (click the image or here to expand) seems to indicate that the median home should cost about three and a half times the median salary.
Additionally, it&#8217;s surprising how much interest rates have fallen since the mid-eighties when a sixteen percent mortgage could be considered a good deal.  The considerable reduction in interest [...]]]></description>
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		<title>$8,000 HomeBuyer Credit</title>
		<link>http://blog.moneydesktop.com/8000-homebuyer-credit/</link>
		<comments>http://blog.moneydesktop.com/8000-homebuyer-credit/#comments</comments>
		<pubDate>Thu, 03 Sep 2009 19:07:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Upside Down]]></category>

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CNN is running a story about real american&#8217;s interactions with the economy.  One anecdote of note involves a crain operator engaged to a hair stylist that, thanks to government assistance, were able to qualify to purchase a $750,000 home.
At the mortgage rate quoted, their mortgage payments come to well over $4,000 a month.  A couple [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>The Decline of Purchasing Power</title>
		<link>http://blog.moneydesktop.com/the-decline-of-purchasing-power/</link>
		<comments>http://blog.moneydesktop.com/the-decline-of-purchasing-power/#comments</comments>
		<pubDate>Mon, 31 Aug 2009 20:46:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Upside Down]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=122</guid>
		<description><![CDATA[Many occupations come with a COLA (cost of living adjustment) raise each year to assist employees with inflation.  This year many employers have found it necessary to reduce or eliminate such adjustments  as a means of cutting costs. The Social Security program even announced last week that they do not intend to make any COLA [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Obtaining Optical Care With Low Income</title>
		<link>http://blog.moneydesktop.com/obtaining-optical-care-with-low-income/</link>
		<comments>http://blog.moneydesktop.com/obtaining-optical-care-with-low-income/#comments</comments>
		<pubDate>Wed, 08 Jul 2009 20:42:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Upside Down]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=74</guid>
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Many Americans do not carry health insurance, far more do not carry any sort of vision care.  Those facing employment issues or pressing optical issues they cannot afford often do not realize that there are options out there for the uninsured.
Vision USA is a free program offered in the United States to those with qualifying incomes [...]]]></description>
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