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	<title>MoneyDesktop</title>
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		<title>Anyone Can Get Out of Debt</title>
		<link>http://blog.moneydesktop.com/anyone-can-get-out-of-debt/</link>
		<comments>http://blog.moneydesktop.com/anyone-can-get-out-of-debt/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 17:12:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Payoff Mortgage]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Elimination]]></category>
		<category><![CDATA[Home Loan]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=327</guid>
		<description><![CDATA[
With the average American saving around 3.3% it seems like getting out of debt could be difficult. However, in a recent article author Laura Rowley points out,
If savings behavior isn&#8217;t changing, consumer attitudes may be. A recent  Gallup poll found 62 percent of Americans say they enjoy saving more  than spending, while 35 [...]]]></description>
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		<title>When you should (not) give out your Social</title>
		<link>http://blog.moneydesktop.com/when-you-should-shouldnt-give-out-your-social-security-number/</link>
		<comments>http://blog.moneydesktop.com/when-you-should-shouldnt-give-out-your-social-security-number/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 22:59:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ID Theft]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=284</guid>
		<description><![CDATA[
Your Social Security number is one of the keys to your financial health. It&#8217;s a unique identifier lenders use to assess your creditworthiness. It&#8217;s also exactly what a would-be thief needs to apply for a credit card, mortgage, car loan or job in your name.
If you&#8217;re like most Americans, it&#8217;s also something you give out [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Fix Three Common Credit Mistakes</title>
		<link>http://blog.moneydesktop.com/how-to-fix-three-common-credit-mistakes/</link>
		<comments>http://blog.moneydesktop.com/how-to-fix-three-common-credit-mistakes/#comments</comments>
		<pubDate>Mon, 22 Feb 2010 19:08:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Credit Card Debt]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=268</guid>
		<description><![CDATA[Maybe you&#8217;ve made a credit mistake or two, but  there&#8217;s no reason to freak out. Here are the three common problems people make, as well as what you need to do to solve them.
Problem No. 1: Opening too many credit accounts. Ah, this is a common one. You may have applied for credit randomly, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Will imports save America?</title>
		<link>http://blog.moneydesktop.com/export/</link>
		<comments>http://blog.moneydesktop.com/export/#comments</comments>
		<pubDate>Tue, 19 Jan 2010 21:16:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Upside Down]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=248</guid>
		<description><![CDATA[
The United States is currently ranked in the bottom ten nations by export value.  While the US imports tend to be high, it can be criticized as exporting poorly &#8211; in this instance tying in rank with Greece.
Most nations report their imports using the cost-insurance-freight (c.i.f.) valuation basis and exports on the free-on-board (f.o.b.) basis.
F.O.B. [...]]]></description>
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		<title>Global Inflation</title>
		<link>http://blog.moneydesktop.com/global-inflation/</link>
		<comments>http://blog.moneydesktop.com/global-inflation/#comments</comments>
		<pubDate>Fri, 15 Jan 2010 18:21:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=244</guid>
		<description><![CDATA[Wise preparation for inflation is a necessity in many nations if one wants to save for retirement.  Generally, a fixed rate mortgage, owning gold, or holding property can be a good method of hedging against future inflation.  The US currently has inflation under 3%, which is significantly lower than many other nations.

]]></description>
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		<title>MoneyDesktop Radio Interview</title>
		<link>http://blog.moneydesktop.com/moneydesktop-radio-interview/</link>
		<comments>http://blog.moneydesktop.com/moneydesktop-radio-interview/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 18:51:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=239</guid>
		<description><![CDATA[
MoneyDesktop&#8217;s President was recently interviewed by radio talk show ConnectingWomen.  The full interview may be listened to here.
With 43% of American families spending more in a year than they earn, consumers now owe approximately $2 trillion (not including mortgage debt).  MoneyDesktop is dedicated to providing a software solution to American&#8217;s debt.  For less than $20 [...]]]></description>
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		<title>Planning for Retirement</title>
		<link>http://blog.moneydesktop.com/planning-for-retirement/</link>
		<comments>http://blog.moneydesktop.com/planning-for-retirement/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 21:53:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=228</guid>
		<description><![CDATA[
A recent video by CNN money suggests that a good benchmark for preparing for retirement is to set a goal of having one&#8217;s investments reach 5 times that of their salary by the age of 40.  So, if one were making $65,000 a year, the goal would be to have $325,000 in investments.
Additionally, they recommend [...]]]></description>
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		<title>A Nation Unemployed</title>
		<link>http://blog.moneydesktop.com/a-nation-unemployed/</link>
		<comments>http://blog.moneydesktop.com/a-nation-unemployed/#comments</comments>
		<pubDate>Thu, 10 Dec 2009 20:57:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=225</guid>
		<description><![CDATA[Most economists agree that a certain amount of unemployment is normal and indicates a healthy economy.  This frictional amount tends to hover just above 4%.  Once unemployment starts to climb much above that you begin to see a troubled economy.
With the exception of the mid-west, our country has been climbing quickly towards a 10% national [...]]]></description>
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		<title>Food Stamps Usage in the United States</title>
		<link>http://blog.moneydesktop.com/food_stamps/</link>
		<comments>http://blog.moneydesktop.com/food_stamps/#comments</comments>
		<pubDate>Wed, 09 Dec 2009 22:19:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Budgeting]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=222</guid>
		<description><![CDATA[According to the NY Times: &#8220;the number of food stamp recipients has climbed by about 10  million over the past two years, resulting in a program that now feeds 1 in 8  Americans and nearly 1 in 4 children.&#8221;
This offers a brutally realistic view of the state of our economy, with most areas [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>10 Worst Financial Mistakes of 2009</title>
		<link>http://blog.moneydesktop.com/10-worst-financial-mistakes-of-2009/</link>
		<comments>http://blog.moneydesktop.com/10-worst-financial-mistakes-of-2009/#comments</comments>
		<pubDate>Fri, 04 Dec 2009 23:31:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://blog.moneydesktop.com/?p=209</guid>
		<description><![CDATA[As the end of the year approaches, it&#8217;s good to look back and make sense of the mistakes made to ensure they are not repeated in 2010.
Here&#8217;s ten financial mistakes to avoid:
Not diversifying.  Seeing many stocks drop 50% or more in the recent financial upheaval left many with depleted retirement funds. Owning a diverse mixture [...]]]></description>
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		<slash:comments>1</slash:comments>
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